Life has become truly overwhelming for most of us. To-Do list, books, study/personal development, freebies, inbox, social media, mobile apps, etc. Everything is just so overwhelming. You have signed up for courses you haven't completed, joined Telegram/WhatsApp groups you hardly check, you install every app but takes you a month to open the app.
Fear is not unique to you. Fear is part of our human DNA and so it is not unusual for you to feel fear when you are stepping out into the unknown. Our brain is hardwired to prefer negative consequences to uncertain outcomes. Our brain does not like us stepping out into the unknown or living in a world of change.
Money is just a tool, it's not bad or dirty! Money is primarily a medium of exchange or means of exchange. It is a way for a person to trade what he has for what he wants, for people to exchange values or goods. Everyone uses money. We all want it, work for it and think about it. While the creation and growth of money seem somewhat intangible, money is the way we get the things we need and desire.
Listen to me on this, You were actually born to make an impact because we are all meant to begin life with the hopes to make a difference. But, the issue is that, so often we fall into the trap of judging our worth by external factors. Things that may be "nice to have", but truly don't make you who you are or indicate your intrinsic worth as a human being.
Your mindset can empower you, and it can disempower you. But whether your mindset is empowering or not that's absolutely your choice. Your mindset is an amalgamation of your environment and culture, but that doesn't mean you can't shift from a disempowering mindset to an empowering one.